Minimizing Risk. Maximizing Opportunities.

Risk is a part of business. That is why anticipating and managing risk is a critical part of planning for the future of your business. At Alera Group, we focus on helping you lower your overall cost of risk, not just your insurance premiums – an approach that gives you a competitive advantage and creates significant opportunities for meaningful savings over time.  The challenge is understanding what your total exposure to risk will be, while also estimating and lowering your total cost of risk over the long term.

Our Property and Casualty team aims to do both of those things, by utilizing a combination of insurance products, business planning tools, and data analytics to prepare your business for whatever the future may bring.  At Alera Group, we work with start-ups, small businesses, middle market firms, and national companies to assist you in mitigating risk.

Our Consultative Approach

Our solutions and services help businesses proactively manage future costs so that leaders can think about new opportunities, not new worries. We help our clients to:

  • Identify business risk and determine how to best mitigate it
  • Ensure that their bottom line is protected and that their coverage continues to meet their business objectives over time
  • Concentrate on growing their business without the worry of financial loss from potential insurable risks

Our Expertise and Capabilities

Alera Group’s Property & Casualty team can provide advice on a variety of exposures including:

  • Workers' Compensation
  • Cyber Liability
  • Property Coverage
  • General Liability
  • Product Liability
  • Auto Liability
  • Umbrella Liability
  • Directors & Officers Liability
  • Environmental